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Capital Wealth Management investment advisory firm of Tyngsborough, MA
Capital Wealth Management investment advisory firm of Tyngsborough, MA
Capital Wealth Management President, Martin Krikorian of Tyngsborough is a fee-only financial advisor and Lowell Sun financial columnist.
Capital Wealth Management's Financial & Investment related articles by President, fee-only financial advisor & Lowell Sun financial columnist Martin Krikorian of Tyngsboro Massachusetts.
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e-mail Capital Wealth Management President, Martin Krikorian of Tyngsborough is a fee-only financial advisor and Lowell Sun financial columnist.
Capital Wealth Management, a Massachusetts fee only financial advisory firm that offers free financial portfolio reviews to analyze and recommend investment management strategies.


"Answers to Lowell Sun Investment Quiz"

1. Put the following investments in order from best to worst performing over the last 10 years.

Bonds
Certificates of Deposit
Emerging Market Stocks
U.S. Stocks

Correct Answer:
Emerging Market Stocks 9.7%
Bonds 6.1%
Certificates of Deposit 3.6%
U.S. Stocks -1.0%

 

2. Which of the following indices best represents the U.S. stock market?

Dow Jones
S&P 500
Nasdaq
Wilshire 5000

Correct Answer: Wilshire 5000

Though almost all media attention goes to the Dow Jones and S&P 500, The Wilshire 5000 represents the entire U.S. equity market and is comprised of all publicly-traded stocks.

 

3. _________ is the oldest company listed in the Dow Jones Industrial Index

General Electric
AT&T
General Motors
Proctor & Gamble

Correct Answer: General Electric, Added in November 7th, 1907

 

4. Duration is a measure of a bond fund's sensitivity to ________

Inflation
Interest rates changes
The value of the dollar
None of the above


Correct Answer: Interest Rate Changes

For example, a bond fund with a duration of 5 years, means that a, 1% increase in interest rates would cause the fund to lose about 5% of its value. Conversely, a 1% decrease in interest rates would increase the funds value by 5%

 

5. Under which of the following conditions will you pay a 10% penalty if you withdraw contributions from your Roth IRA before age 591/2?

Disability
Childs college education
To pay for a vacation
All of the above
None of the above

Correct Answer: None of the above

With a Roth IRA, you can always withdraw contributions at any age, for any reason, tax and penalty free.

 

6. The minimum age to set up a Roth IRA is ____.

17
18
20
There is no minimum age

Correct Answer: There is no minimum age

Although it is a retirement account, a Roth IRA for 2009 can be opened at any age by anyone with earned income below $120,000 for single filers and $176,000 for joint filers.

 

7. The Roth IRA accounts for ________ percent of all the retirement plans being used.

5
15
20
25

Correct Answer: 20 percent

Ninety percent of Americans are eligible to invest in a Roth IRA, however only 20 percent choose to do so.

 

8. Which of the following is the best definition for a, "junk bond?

1. A bond that is rated as "below investment-grade"
2. A bond that has declined dramatically in value
3. A bond that has defaulted

Correct Answer: A bond rated "below investment grade"

To attract investors, "junk" bonds typically pay higher yields than higher rated corporate bonds.

 

9. From 1980 to 2007 the price of gold increased ______

0 percent
50 percent
200 percent
500 percent

Correct Answer: 0 percent

 

10. True of False
Over the last 40 years, U.S Treasury Bonds have outperformed the U.S. Stock Market.

Correct Answer: True

Since 1968, the S&P 500 has had an annualized return of 8.4%.
The 20-year U.S. Treasury bond returned 8.5%.

 

Copyright (c) 2006, Capital Wealth Management. All Rights Reserved.

Capital Wealth Management is a Massachusetts fee only financial advisory firm that offers free financial portfolio reviews to analyze and recommend investment management strategies. Capital Wealth Management President, Martin Krikorian of Tyngsborough is a fee-only financial advisor and Lowell Sun financial columnist.